The customer and her spouse gave their home to their son in March 2014, receiving no compensation.
The customer applies for ALTCS in January 2015. A transfer penalty period of 22 months is assessed, beginning 01/01/2015 and ending 10/31/2016. The customer is approved for ALTCS Acute beginning January 2015.
On December 18, 2015, the customer’s spouse applies for ALTCS and is approved on January 4th. As of January 2016, there are 10 months left of the penalty period. Beginning January, the remaining 10 months of the penalty period are equally divided between the spouses. Each spouse has a penalty period of 5 months beginning January 1, 2016 and ending May 31, 2016.
One of the spouses dies in April 2016. The remaining month of his half of the penalty period (for May) is applied to his spouse, extending her penalty period to June 30, 2016.