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Eligibility Policy Manual
100.00 AHCCCS Health Insurance Overview
A. Chapter Contents
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This chapter contains the
following topics:
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101.00 What is AHCCCS Health Insurance?
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102.00 Who Can Qualify for AHCCCS Health Insurance?
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103.00 How to Apply for AHCCCS Health Insurance
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104.00 Agencies and Organizations Participating in AHCCCS
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104.01 The AHCCCS Administration
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104.02 The Department of Economic Security
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104.03 The Social Security Administration
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104.04 Arizona Department of Health Services
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104.05 Office of Administrative Hearings
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104.06 Native
American Organizations: Tribes, Native
American Community Health Center (NACHC), and Indian Health Services (IHS)
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105.00 Arizona's Method of Service Delivery
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106.00 AHCCCS Health Insurance Implementation Milestones
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B. Introduction
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By reading this overview
chapter, you will learn about:
AHCCCS Health Insurance;
The five AHCCCS Health Insurance programs;
Who can qualify for AHCCCS Health Insurance;
Agencies and organizations participating in AHCCCS Health
Programs;
Arizona's method of service delivery; and
Implementation milestones that relate to eligibility for
AHCCCS Health Insurance.
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101.00 What is AHCCCS Health Insurance?
A. AHCCCS Health Insurance
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Arizona Health Care Cost Containment
System (AHCCCS) Health Insurance was established by the State of Arizona to
provide health care for Arizona residents.
There are five health
insurance programs available under the AHCCCS Administration:
Arizona's Medicaid
KidsCare
Health Insurance for Parents
Medicare Cost Sharing
Healthcare Group
Social Security Disability Insurance-Temporary Medical Coverage (SSDI-TMC)
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B. What is Medicaid?
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The Centers for Medicare and
Medicaid Services (CMS) is the federal agency that oversees the Medicaid
programs. CMS was formerly called the
Health Care Financing Administration (HCFA). Medicaid is a jointly funded, Federal-State health insurance program
for certain low-income and needy people. It is also known as Title XIX of the Social Security Act, which
provides for federal grants to the states for medical assistance programs.
AHCCCS is responsible for submitting a written State Plan, which assures that
Arizona's Medicaid program will be administered in conformance with the
federal requirements of the Social Security Act and provides a basis for
Financial Federal Participation (FFP). The table below lists Arizona's Medicaid coverage groups and a brief
description of each coverage group in alphabetical order.
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AHCCCS Care (AC)
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Available to single, individual,
or married couples who do not qualify for traditional Medicaid programs
because they are not age 65 or older, blind, or disabled and do not have any
dependent children. (MS
401.00.)
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AHCCCS Freedom to Work (FTW)
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Available to working
individuals who have a disability. Individuals may be eligible for Long Term Care Services or AHCCCS
Medical Services. (MS
402.00)
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Arizona Long Term Care System
(ALTCS)
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Available to individuals who are
elderly, physically or developmentally disabled and have a medical need for
long-term care services. (MS
403.00)
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Breast and Cervical Cancer
Treatment Program (BCCTP)
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Available to women under age 65
who are screened and diagnosed as needing medical treatment for breast
cancer, cervical cancer or a pre-cancerous cervical lesion by one of the
programs in the Arizona National Breast and Cervical Cancer Early Detection
Program (AZ-NBCCEDP). (MS
404.00)
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Deemed Newborns
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Available for up to one year of coverage
for children born to mothers receiving Medicaid (Title XIX) medical services
as long as the child continuously lives with the mother in the State of
Arizona. Eligibility begins on the
child's date of birth and ends with the last day of the month in which the
child turns age one. (MS
405.00)
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Families with Children (AFC)
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Available to families that
include deprived, dependent children. Coverage under AFC is based on requirements in Section 1931 of the
Social Security Act. Therefore, it is
sometimes referred to as "1931". (MS
406.00)
Families whose AFC benefits are
terminated due to:
Employment payments, may be eligible for an additional
six months after becoming ineligible due to excess income.
Receipt of or increase in child support payments, may be
eligible for an additional four months after becoming ineligible due to
excess income.
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Medical Expense Deduction (MED)
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Available to individuals,
couples, or families without children whose income exceeds the Medicaid
limits may be eligible after deducting their medical expenses from their
income. (MS
410.00)
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Pregnant Women
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Available to pregnant women
beginning with any month of pregnancy through the 60-day postpartum
period. (MS
412.00)
Note: Women who lose S.O.B.R.A. eligibility receive Family
Planning Services for up to 24 months.
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Six Month Guarantee
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Available to individuals who are
enrolled with a health plan for the first time and become ineligible prior to
6 months of enrollment. Customers in
the following coverage groups receive continued AHCCCS coverage under the
guarantee enrollment period, providing the customer does not voluntarily
withdraw, is eligible when enrolled, is not an inmate of a public institution
or adopted, and remains an Arizona resident.
AHCCCS Care (MS
401.00);
Families with Children (MS
406.00);
Breast and Cervical Cancer Treatment Program (MS
404.00);
AHCCCS Freedom to Work (MS
402.00);
Supplemental Security Income (MS
415.00);
Supplemental Security Income Medical Assistance Only (MS
416.00);
S.O.B.R.A. Child (MS
413.00);
Pregnant Women (MS
412.00);
Title IV-E Foster Care and Adoption Subsidy (MS 417.00); and
Young Adult Transitional Insurance (MS
418.00).
Note: The six-month guarantee does not apply to customers
receiving Long Term Care services.
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S.O.B.R.A. Child
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Available to children up to
their 19th birthday. S.O.B.R.A. is named for the Sixth Omnibus Reconciliation Act, which
created this coverage group. (MS
413.00)
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Supplemental Social Security
Income (SSI) Cash
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Available to individuals
receiving SSI cash benefits from the Social Security Administration (SSA)
because they are age 65 or older, blind or disabled. (MS
415.00)
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Supplemental Social Security
Income Medical Assistance Only (SSI MAO)
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Available to certain individuals
who may not be eligible for SSI Cash assistance may be determined eligible
for SSI MAO. These customers must be
age 65 or older, blind, or disabled to receive AHCCCS medical services under the
SSI Non-cash coverage group. (MS
416.00)
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Title IV-E Foster Care and
Adoption Subsidy
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Available to customers with an
adoption assistance agreement or foster care maintenance payments under the
provisions of Title IV-E of the Social Security Act. They are deemed to meet the non-medical
conditions of eligibility for ALTCS. (MS 417.00)
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Young Adult Transitional
Insurance (YATI)
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Available to any individual
under age 21 who was in DES foster care when turning 18 years old. (MS 418.00)
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C. What is KidsCare?
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KidsCare is Arizona's version
of the State Children's Health Insurance Program (SCHIP) authorized by the
addition of Title XXI to the Social Security Act. It is a federal and state program providing health care services
to children under age 19. Based on
federal laws, a customer who is eligible for Medicaid cannot be approved for
Title XXI coverage. If the customer
is screened to be potentially eligible for Medicaid, the Department of
Economic Security (DES) or another AHCCCS office completes the eligibility
determination for Medicaid. KidsCare
is a federal block grant program. An
eligible child who becomes ineligible for KidsCare is guaranteed a one-time,
12-month period of enrollment unless the child became ineligible due to:
Age;
Moving out of Arizona;
Other health insurance coverage;
Non-payment of the required premium; or
The child becomes an inmate in a public institution.
(MS
409.00)
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D. What is Health Insurance for Parents?
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Health Insurance for Parents is
for parents of KidsCare and S.O.B.R.A. eligible children. It is authorized by a Health Insurance
Flexibility and Accountability Demonstration (HIFA) 1115 Waiver. This program is funded by Title XXI
funds. (MS
407.00)
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E. What is Medicare Cost Sharing?
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Medicare is a Federal Health
Insurance Program under Title XVIII of the Social Security Act. The customer pays part of the insurance
and the federal government subsidizes the rest. The Medicare Cost Sharing programs help the customer reduce the
cost of their Medicare related expenses. The Medicare Cost Sharing Programs include:
Qualified Medicare Beneficiary (QMB),
Specified Low Income Medicare Beneficiaries (SLMB),
Qualified Individual-1 (QI-1), and
Qualified Working Individuals (QDWI).
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Note: Some
individuals may be eligible for AHCCCS Medical Services and a Medicare Cost
Sharing Program at the same time. (MS
411.00)
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F. What is Healthcare Group
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Healthcare Group was created by
the Arizona legislature, effective January 1, 1988, to provide an affordable
health care option for small employers. A self-employed individual or employers with 50 or fewer employees are
eligible to participate in Healthcare Group by purchasing health care
insurance for their employees dependents through participation AHCCCS health
plans. Employers contract directly
with the selected health plan and choose the benefit level and cost sharing
option that is suitable for their organization. (MS 408.00)
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G. What is SSDI-TMC
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Social Security Disability Insurance-Temporary Medical Coverage (SSDI-TMC) was created by the Arizona legislature, effective October 1, 2006, to provide health insurance coverage to individuals who are no longer eligible for Medicaid (for example, due to excess income when they began to receive Social Security Disability benefits), but who are not yet eligible for Medicare benefits. The program is 100% state funded. Enrollees will be accepted subject to the availability of funds. An applicant may be placed on a waiting list if funding is insufficient. There are no resource or income limits for the program. However, verification of gross household income is required for the calculation of the monthly premium amount. (MS 414.00)
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102.00 Who Can Qualify for AHCCCS Health
Insurance?
A. Customers Who
Qualify for AHCCCS Health Insurance
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The table below presents a
variety of customer situations and the appropriate AHCCCS program or coverage
group the customer may qualify for, as well as where the customer can apply
for AHCCCS Health Insurance.
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Age 65 or older, blind, or disabled,
and in need of long term care services
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ALTCS
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An ALTCS Office
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Age 65 or older, blind, or
disabled
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AHCCCS Medical Services
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The SSI MAO Office
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Medicare Cost Sharing
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The SSI MAO Office
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Entitled to Medicare Part A |
Medicare Cost Sharing |
The SSI MAO office or an ALTCS office |
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No longer qualified for Medicaid due to receipt of Social Security Disability, but not yet eligible for Medicare, and has no other health insurance.
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Social Security Disability Insurance - Temporary Medical Coverage (SSDI-TMC) |
The SSI MAO office or an ALTCS office |
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An employed person with a disability
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AHCCCS Freedom to Work
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The SSI MAO Office or an ALTCS
office
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A child
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S.O.B.R.A.
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A DES Office
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AHCCCS for Families
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KidsCare
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The KidsCare Office
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A family with dependent children
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AHCCCS for Families
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A DES Office
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Pregnant
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S.O.B.R.A.
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A DES Office
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An adult with children
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AHCCCS Health Insurance for
Children
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The KidsCare Office; or
A DES Office
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An adult without children
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AHCCCS Care
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A DES Office
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A person or family with
excessive medical expenses
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Medical Expense Deduction (MED)
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A DES Office
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A women age 18-64 diagnosed with
breast or cervical cancer through the National Breast and Cervical Cancer
Early Detection Program
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Breast and Cervical Cancer
Treatment Program
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Arizona Department of Health
Services (ADHS), Well Woman Health Check Program
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Self-employed or a small
business employer
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Healthcare Group
www.healthcaregroupaz.com
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Call (602) 417-6717 or (800)
545-0676 outside metro Phoenix or visit the website
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103.00 How to Apply for AHCCCS Health Insurance
A. Who Can Apply
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Anyone can apply for AHCCCS
Health Insurance.
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B. How to Apply
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How a customer applies for
AHCCCS Health Insurance depends on the type of services the customer needs.
The Application for AHCCCS
Health Insurance (AH-001) is available for printing from the AHCCCS website
http://www.azahcccs.gov/Publications/Forms/Member/UniversalApp/ApplicationforAHCCCSHealthInsurance.pdf. Other applications are available upon
request at any AHCCCS or DES eligibility office.
To locate the closest AHCCCS
office go to: http://www.azahcccs.gov/Services/locations.asp
To locate the DES office that
serves your community, go to:
http://www.de.state.az.us/faa/contact.asp
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IF you need. . .
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AND you are. . .
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THEN you. . .
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Long term care services
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Age 65 or older; or
Blind; or
Disabled
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Call or go to the nearest ALTCS office; or
Send a Request for Application for AHCCCS Long Term Care
Services(DE-101) to the nearest ALTCS office.
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Medical services
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Age 65 or older; or
Blind; or
Disabled
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Send an Application for AHCCCS Health
Insurance (AH-001) to the AHCCCS SSI-MAO Office.
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Pregnant
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Apply at the nearest Department
of Economic Security office.
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Applying for children
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Send an Application for AHCCCS
Health Insurance (AH-001) to KidsCare or DES.
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Applying for children and parents
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Send an Application for AHCCCS Health Insurance (AH-001)
to KidsCare; or
Apply at the nearest Department of Economic Security
Office.
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Applying for adults without
children
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Apply at the nearest Department of
Economic Security office.
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Help with Medicare costs
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Entitled to Medicare Part A
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Send an Application for AHCCCS
Health Insurance (AH-001) to the AHCCCS SSI-MAO Office or to the nearest ALTCS office.
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104.00 Agencies and Organizations Participating in
AHCCCS Health Insurance
A. Introduction
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There are several agencies in
the state of Arizona who work with the AHCCCS Administration to provide
services and assistance in the eligibility process to AHCCCS customers who are
applying for AHCCCS Health Insurance. The other agencies responsible for working with the AHCCCS
Administration include:
The Department of Economic Security (DES);
The Social Security Administration (SSA);
The Arizona Department of Health Services (ADHS);
The Office of Administrative Hearings (OAH); and
Native American Organizations.
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104.01 The AHCCCS Administration (AHCCCSA)
A. Responsibilities
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The AHCCCS Administration (AHCCCSA)
supervises the planning, implementation, and continued operation of the
Arizona Health Care Cost Containment System (AHCCCS).
The responsibilities of the
AHCCCSA include:
Oversight of the AHCCCS health care system;
Administering some health insurance programs;
Monitoring and coordinating other agencies, which are
responsible for determining eligibility for some AHCCCS health insurance
programs;
Contracting with health plan networks and providers;
Monitoring the quality of care provided by participating
health care providers; and
Maintaining the state's database of eligible members.
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B. Mission
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Reaching
across Arizona to provide comprehensive, quality health care for those in
need.
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C. Vision
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Shaping tomorrow's managed health
care. . .from today's experience, quality, and innovation.
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D. AHCCCS Code of
Conduct
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We treat all people with courtesy and respect.
Our decisions are not made in isolation from each other,
or from our business partners.
We listen, we learn.
We tell the truth, we are accurate and we are consistent
with what we communicate internally and externally.
We consider all questions valuable.
We expect each employee to continuously examine our
business processes, and to suggest improvements.
We expect each other to think outside the box, color
outside the lines and make an occasional mess.
We are ethical in all our dealings.
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E. AHCCCS Core
Values
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The AHCCCS core values are:
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Passion
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Good health is a fundamental
need of everyone. This belief drives
us, inspires and energizes our work.
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Community
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Health care is fundamentally
local. We consult and work with, are culturally
sensitive to and respond to the unique needs of each community we serve.
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Quality
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Quality begins as a personal
commitment to continual and rigorous improvement, self-examination, and
change based on proper data and quality improvement practices.
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Respect
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Each person with whom we
interact deserves our respect. We
value ideas for change, and we learn from others.
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Accountability
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We are personally responsible for
our actions and understand the trust our government has placed on us. We plan and forecast as accurately as
possible. Solid performance standards
measure the integrity of our work. We
tell the truth and keep our promises.
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Innovation
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We embrace change, but accept
that not all innovation works as planned. We learn from experience.
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Teamwork
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Our mission requires good
communication among interdependent areas inside and outside the agency. Internally, we team up within and across
divisions. Externally, we partner
with different customers as appropriate.
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Leadership
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We lead primarily in two
ways: by setting the standards by
which other programs can be judged, and by developing and nurturing our own future
leaders.
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F. Division of Member Services
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The largest division within
the AHCCCSA is the Division of Member Services (DMS). DMS assists eligible individuals in
obtaining health care through eligibility and enrollment processes.
DMS includes:
Assistant Director's Staff;
Field Operations Administration (FOA);
Program Support Administration (PSA);
Office of Automation;
Communication and Customer Service Administration;
Technical Operations and PMMIS Enhancement ; and
Quality Compliance Administration (QCA).
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G. Assistant Director's Staff
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The table below describes the sections of the Assistant Director's staff and their functions.
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Staff
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Function
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Executive Support
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- Oversees, directs and coordinates with DES for Title XIX
eligibility policy and Title XXI related issues;
- Coordinates with Social Security for Title XIX SSI-related
eligibility issues; and
- Coordinates and prepares areas of law development for the
Division of Member Services.
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Administrative Support
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- Oversees the development of the DMS budget and monitors
expenditures;
- Coordinates the acquisition and maintenance of facilities; and
- Provides administrative support to special projects.
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Employee Services and Organizational Management
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- Oversees employee relations issues providing direction, guidance and recommendations to division managers and supervisors;
- Identifies administrative (personnel, payroll and employee development0 policies and training needs for the division including developing and delivering training to managers/supervisors and staff;
- Conducts internal and/or grievance investigations, prepares response/recommendations and propose resolutions to Assistant Director;
- Oversees and/or process all personnel actions for the division (new hires, promotions, resignations, terminations, etc);
- Monitors division full-time employee count, develops and implements recruitment and retention strategies; and
- Coordinates HRIS and Hiring Gateway activities for the division.
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H. Field Operations Administration (FOA)
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The Field Operations Administration (FOA) has ALTCS staff located in 16 field offices statewide and SSI-MAO and KidsCare staff located in Phoenix.
The ALTCS staff determines eligibility for:
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ALTCS;
- Medicare Cost Sharing Programs;
- SSI Non-cash individuals who are ineligible for ALTCS;
- AHCCCS Freedom to Work; and
- Social Security Disability Insurance-Temporary Medical Coverage (SSDI-TMC).
The KidsCare staff determines eligibility for KidsCare.
The SSI-MAO staff determines eligibility for:
- SSI-MAO, including:
- SSI-MAO Specialty Groups
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- Pickle;
- Disabled Children (DC);
- Disabled Adult Children (DAC); and
- Disabled Widow Widower (DWW).
- Exparte Reviews of Eligibility for Customers who Lose SSI Cash; and
- Federal Emergency Services (FES) under SSI non-cash.
- Medicare Cost Sharing Programs;
- Breast & Cervical Cancer Treatment Program; and
- QI-1 Reapplications.
The AHCCCS Central Screening Unit (CSU) in the FOA receives the Application for AHCCCS Health Insurance from other eligibility offices, providers, and the public. The CSU also retrieves applications from the Health-E-Arizona website. The CSU screens the application and routes the application to the correct eligibility office for an eligibility decision.
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I. Program Support Administration (PSA)
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The table below describes the
sections of the Program Support Administration (PSA) and their function.
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Section
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Function
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Central Office, Program Support Administration and
Training
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Develops policy for ALTCS, Medicare Cost Sharing, SSI MAO,
KidsCare, and Health Insurance for Parents programs;
Clarifies policy issues and responds to questions from
the AEA and ACEA staff, other AHCCCS divisions, and the public; and
Produces and maintains eligibility manuals and forms.
Provides clerical, financial,
and medical eligibility training to the AEA and the ACEA staff.
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Hearing Coordination
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The Eligibility Hearing Coordinator
in PSA coordinates and assists the eligibility offices with the hearing
process. See MS 1700 for the Hearing
Coordinator's responsibilities.
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J. Office of Automation
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The Office of Automation:
- Provides technical assistance through the Technical
Service Center to the AHCCCS Field Operations for all automated systems used in the
process of determining eligibility. These systems include:
- KidsCare Eligibility
Determination System (KEDS)
- Client Assessment and
Tracking System (CATS)
- AHCCCS Customer Eligibility
(ACE)
- Completes systems testing;
- Develops and maintains system manuals for the AHCCCS Field Operations staff;
- Participates in new system development; and
- Creates and maintains tables in the ACE, KEDS, and
CATS systems.
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K. Communication and Customer Service Administration
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The Communication and Customer Service Administration:
- Verifies member eligibility status for providers; and
- Oversees enrollment changes.
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L. Technical Operations and PMMIS Enhancement
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The table below describes the
sections of the Technical Operations and PMMIS Enhancement Administration.
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Member File Integrity System
(MFIS)
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Monitors the AHCCCS recipient database (PMMIS);
Resolves eligibility and enrollment problems related to
data transmission from other agencies; and
Oversees the Medicare buy-in process.
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Technical Operations Production
Staff (TOPS)
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Monitors the system on a daily basis;
Monitors other systems that interface with PMMIS; and
Reviews reports from the recipient subsystem and health
plans.
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M. Quality Compliance
Administration
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The Quality Compliance
Administration conducts a process required by Federal / State government to
provide an accurate measurement of the accuracy of applications approved and
denied for AHCCCS Medical Benefits and ALTCS Programs.
By reviewing a sample of
eligibility determinations, the QCA review process establishes if medical assistance
determinations meet the requirements of Federal regulations and waivers,
state statutes, the state plan and intergovernmental agreements. Based on the elements of factual
eligibility, QCA tracks error and deficiency trends and helps develop a corrective
action plan.
The table below describes the
sections of the Quality Compliance Administration and their function.
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ALTCS
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Reviews determinations for
long-term care and related SSI-MAO non-cash.
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DES
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Reviews determinations for all
Title XIX programs administered by DES-FAA.
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Management Evaluation (ME)
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Performs management evaluation
reviews of DES eligibility sites to determine whether local office practices and
operations contribute to error-free and timely determinations.
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Pre-Determination Quality
Compliance (PDQC)
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Provides investigative services
for applications of hospitalized individuals in Maricopa and Pima counties
prior to DES determination. Investigations target error prone elements and inconsistent or
questionable information.
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Multi-Programs (MP)
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Reviews determinations for
AHCCCS Freedom to Work, Breast and Cervical Cancer Treatment and SSI-MAO
non-cash. Assists in the KidsCare
Quality Assurance (QA) process.
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N. Other AHCCCS
Divisions
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The table below lists the
other divisions within the AHCCCSA and describes their function.
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Office of Strategic Planning
& Projects
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Develops the agency's strategic plan and roadmap;
Conducts agency needs assessment;
Prioritizes projects;
Identifies collaborative opportunities; and
Serves as a liaison with other agencies and stakeholders
to further agency objectives.
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Office of Intergovernmental
Relations
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Functions as the primary liaison with the Centers for
Medicare and Medicaid Services (CMS), the federal agency that oversees
Medicaid and KidsCare programs;
Responsible for the State Plan, 1115 and HIFA Waivers;
Coordinates the agency's administrative rules and
intergovernmental agreements;
Monitors and analyzes Federal and State legislation;
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